Home insurance from Integra

Integra Insurance Solutions Ltd. offers homeowner insurance products exclusively through FCA regulated insurance intermediaries and brokers.

Policies issued by Integra are backed by Inter Hannover, which is part of the Hannover Re group of companies, one of the world’s largest reinsurers, and has an S&P rating of AA-.

By combining the expertise of Integra with the financial security of International Insurance Company of Hannover SE you can be sure that your policy and claims will be professionally managed and underwritten by world experts in the field of insurance.

The home insurance products available through Integra are nidus and electus. Please see below for the key policy benefits. For a full policy wording and policy summary please contact your broker or intermediary.

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A bedroom-rated household policy in respect of buildings and contents designed for owner occupied homes


Designed for owner occupied homes nidus is a bedroom rated household policy in respect of contents and sum insured rated policy for buildings


The electus policy allows you to tailor cover to suit your exact requirements

Key policy benefits
nidus plus
nidus
electus
Choose to cover your buildings, your contents or both
Accidental damage for both buildings and contents

automatically included

automatically included

option to
include
Buildings Cover

up to a limit of £500,000

amount selected by you

amount selected by you
Contents Cover

up to a limit of £60,000

up to a limit of £50,000

amount selected by you
Cover for unspecified personal possessions anywhere in the UK and worldwide cover up to 60 days a year

up to £3,000 automatically included if you take out contents cover.There are options to increase this limit

up to £2,000 automatically included if you take out contents cover.There are options to increase this limit

option to
include
24 hour Helpline services provide you with easy access to advice and guidance to deal with all kinds of events and emergencies. These include legal advice, health and medical information, counselling and much more
UK based claims handlers provide a high level of customer service from receipt of claim through to settlement
We will pay the costs incurred if you need alternative accommodation because your home is uninhabitable due to an insured event
If damaged items cannot be repaired, we pay the cost to replace as new
Discounts available include voluntary excess and joint cover discount
No claims bonus can be built up to achieve high levels of discounts

Claims

If you need to claim please visit
the making a claim section for help and guidance

Helpline Numbers

The helpline services provide customers with easy access to advice & guidance to deal with all kinds of events & emergencies,
free of charge during the period
of insurance

Integra policies can only be arranged via a select number of brokers. Please email agency@integra-ins.co.uk giving your name and address details and we will provide you with details of brokers that offer Integra policies in your area.