A bedroom-rated household policy in respect of buildings and contents designed for owner occupied homes.
Designed for owner occupied homes nidus is a bedroom rated household policy in respect of contents and sum insured rated policy for buildings.
| Key Benefit | nidus plus | nidus |
|---|---|---|
Choose to cover your buildings, your contents or both |
||
Accidental damage for both buildings and contents |
optional cover |
optional cover |
Buildings cover |
£1,000,000 standard sum insured |
sum insured selected up to £500,000 |
Contents cover |
up to a limit of £75,000 |
up to a limit of £60,000 |
Cover for unspecified personal possessions/items anywhere in the UK and worldwide cover up to 60 days a year |
optional cover up to a limit of £10,000 |
optional cover up to a limit of £10,000 |
24 hour helpline services provide you with easy access to advice and guidance to deal with all kinds of events and emergencies. These include legal advice, health and medical information, counselling and much more |
||
UK based claims handlers provide a high level of customer service from receipt of claim through to settlement |
||
We will pay the costs incurred if you need alternative accommodation because your home is uninhabitable due to an insured event |
up to 20% of the sums insured |
up to 20% of the sums insured |
We will pay for theft of or damage to business equipment in the home |
up to £5,000 each claim |
up to £5,000 each claim |
Voluntary excess discount available |
||
No claims discount can be built up to achieve high levels of discounts |
Integra policies are offered exclusively through a select network of trusted intermediaries and brokers. Use our broker search tool to find a broker in your area who can provide access to Integra’s tailored insurance solutions.
Find a brokerAt Integra, our strategic focus is on providing competitive, profitable home insurance combined with exceptional customer service. We proudly collaborate with partners, including well-established affinity groups, who recognise the value we bring to their panel arrangements and appreciate the strength of our credentials. Together, we create solutions that drive meaningful results.