Home insurance built for you

We offer homeowner insurance policies exclusively through selected insurance intermediaries and brokers. We continually refine and review our products and pricing for the benefit of our customers and partners.

All policies are underwritten by HDI Global Specialty SE UK Branch which is part of the Talanx Group.

A bedroom-rated household policy in respect of buildings and contents designed for owner occupied homes.

Designed for owner occupied homes nidus is a bedroom rated household policy in respect of contents and sum insured rated policy for buildings.

The electus policy allows you to tailor cover and select your sums insured amounts to suit your exact requirements.

Key Benefit nidus plus nidus electus

Choose to cover your buildings, your contents or both

Accidental damage for both buildings and contents

automatically included

automatically included

option to include

Buildings cover

up to a limit of £500,000

amount selected by you

amount selected by you

Contents cover

up to a limit of £60,000

up to a limit of £50,000

amount selected by you

Cover for unspecified personal possessions/items anywhere in the UK and worldwide cover up to 60 days a year

up to £3,000 automatically included if you take out contents cover. There are options to increase this limit

up to £2,000 automatically included if you take out contents cover. There are options to increase this limit

option to include

24 hour helpline services provide you with easy access to advice and guidance to deal with all kinds of events and emergencies. These include legal advice, health and medical information, counselling and much more

UK based claims handlers provide a high level of customer service from receipt of claim through to settlement

We will pay the costs incurred if you need alternative accommodation because your home is uninhabitable due to an insured event

up to 20% of the sums insured

up to 20% of the sums insured

up to 20% of the sums insured

We will pay for theft of or damage to business equipment in the home

up to £5,000 each claim

up to £5,000 each claim

up to £5,000 each claim

Discounts available include voluntary excess and joint cover discount

No claims discount can be built up to achieve high levels of discounts

Policy Documents

Please note, Integra IPIDs issued with a policy may populate details such as your sums insured.

Find a Broker

Integra policies can only be arranged via a select number of intermediaries and brokers. Please use our broker search to find a broker in your local area that offers Integra products.

Find a broker

Our Partners

Integra’s strategic objective is to offer profitable, competitive home insurance and excellent customer service we also work with partners, including some well-established affinities, who praise our credentials and the extent to which we add real value to their panel arrangements.